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• Flexible Payments Mean Happier Customers

  Jul 27th 2010

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  As a new business owner, you probably started out accepting cash and checks but not credit cards. Or if you have a business online, you might have accepted PayPal but no other payment options.

  As your business grows, you will have more people asking for more varied payment options, and as your budget allows, you should expand to offer as many different payment options as you can.

  Paying with credit cards and debit cards is becoming very popular. You might be hesitant to accept credit cards because of all the fess associated with them, but the truth is you might make up the cost of the fees in increased sales.

  People are likely to spend more when they are using plastic and to make more impulse buys than they would if they were paying with cash or a check.

  In addition to accepting credit cards, you should also get a payment processing device that allows you to accept debit cards, meaning it has a keypad on which customers type their PIN numbers. Many people like using a debit card because it’s faster than writing a check but still makes them control their expenses since the money is coming right out of their bank account.

  Accepting debit cards is great for you as well because you know the customer has the money if the debit card payment goes through. The fees are also lower when accepting a debit card transaction than they are on a credit card sale.

  These days customers want flexibility. They, just like you, are busier than ever. There are a lot of people out there who never carry cash and who hate to write checks. If you don’t offer a credit card or debit card option, you’ve lost a sale — potentially a lot of sales.

  Opening up to different methods of payment will make your customers happier and bring you more profits. It doesn’t have to take a lot of time or money to get set up with a merchant account, and once you do you’ll wonder why you waited for so long. Some payment processing companies even offer free equipment and have very competitive rates that mean you’ll get to keep more of your money and put it back into building your business.

  Having a merchant account is part of the price of doing business in the 21st century. Do some research about the different payment processing options and move forward on accepting credit cards as soon as you can. You’ll be glad you did.

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• Five Ways to Make Your Organization Innovative

  Jul 20th 2010

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  Creative ideas are what turn ordinary companies into market leaders. These companies see the end result first and then build a path to achieve those results.

  A safety zone needs to be established. Often, failure is punished but success is not rewarded. We must remember that failure is the second cousin to success. We learn from our mistakes.

  Creativity and innovation are key elements that propel businesses to the top. Without either, your company comes in second at best, and no one remembers No. 2. While being No. 1 certainly doesn’t guarantee continued success, it is definitely better than being forgotten.

  Here are some ways to keep your company at the top:

  * Foster a business climate that’s open to innovation and creativity. Innovation is the ability to come up with ideas and solutions to pressing problems. It is the process of producing something that has value and did not exist before. Creativity is the ability to take that new idea and make it valuable in your customers’ eyes. Realize that every problem has a solution, although the solution may not be in plain sight.

  * Become No. 1 with your clients. The more satisfied your clients are, the more business you’ll have in the future. Realize that the only commodity your clients know is you. Since you are the catalyst providing the solution to their problem, you are accountable for fulfilling their needs. As a result, you need to invest time in keeping the channels of communication open.

  * Create a partnership with clients. Clients recognize partnerships when the companies they work with function as problem solvers. Remember, value is something you produce by the acceptance clients place on what you do for them.

  * Create a partnership with employees. Asking people to be creative and then shooting down their ideas creates a rift in your organization. Instead, show people that bringing their imagination on the journey is welcome. Information wealth flows directly from innovation, not optimization.

  * Implement next-generation approaches. Replacing “rules” with “roles” will free your employees from the “we have always done it this way” syndrome. The secret is not knowing the formula; it is applying information in a way that works for your employees and benefits your clients. James Feldman is a motivational speaker and business consultant.

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• Five Tips to Finding the Best Home Based Business Opportunity

  Jul 13th 2010

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  Five Tips to Finding the Best Home Based Business Opportunity

  Who wouldn’t rather work from home? In today’s workforce, the wealthy are getting richer, those with the least resources are getting poorer, and the middle is being squeezed out. With gas prices gouging consumers, commutes to and from work are costing more than ever before, meaning less discretionary income when payday rolls around. And, as companies continue to tighten their belts and downsize, workers are taking on increased responsibilities for the same amount of money. What’s the result? Working longer hours with less to show for it.

  When you work at home, though, your office is down the hall. Instead of filling up your gas tank twice a week, you might fill it twice a month. You have more time with your family and more time to spend following your passions. Best of all, you can make your own hours and the only boss you have to answer to is the one who looks back at you from the mirror.

  So, the lure to work from home is there, but exactly what are you going to do in order to make money? Anyone who has surfed the Internet knows that there are thousands – if not hundreds of thousands – of home based business opportunities being touted. How do you find one that’s legitimate so you can make money while you work at home? Here are five commandments to follow:

  1. Beware of Sales. Unless you’re a natural born salesperson and have a passion for it, avoid the business opportunity that forces you to sell. You’ll end up hating it, and the neighbors, friends, and family members that you try and convince to buy your product will wind up resenting you.

  2. Beware of Inventory. This is ancillary to the first commandment. Many home based business opportunities require that you invest in inventory. Remember, you want to make money, not spend it on inventory. Moreover, you don’t want to deal with the hassles and headaches of storing products, fulfilling orders, and shipping products.

  3. Embrace Support. The home based business opportunity you choose should offer a comprehensive support program. This should mean that the company has a step-by-step training manual, online courses, and wonderful support staff who are available to answer any and every question you may have. The company should also provide you with materials such as templates, samples, and anything else you need to get started.

  4. Flexibility is Key. Whatever business opportunity you choose, it needs to be one that’s flexible. If you hook up with a company that insists you put in a certain number of hours each week, it’s no better than working an eight-hour shift and having a boss. The idea is that you own your own business and that you have the ability to choose whether to work at your own pace, whether that’s part time or full time.

  5. Carry it Forward. For your first home based business, choose a company that can teach you skills and strategies that you’ll be able to use in your future endeavors. Your first home based business probably won’t be your last, so it’s important to learn all that you can in order to succeed in the future.

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• Five Tips For Combining Work And Leisure While On The

  Jul 6th 2010

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  Five Tips For Combining Work And Leisure While On The Road

  When your job takes you away from home, bringing your family along may actually make good business sense. With travel industry experts predicting an overall increase in daily hotel rates for 2006, combining work and pleasure not only helps keep the family together but could save you money.

  According to Travelocity, half of all business professionals include a leisure component in their work-related travels, with more than 70 percent planning to bring family with them on trips this year.

  “The blended businessfamily trip is quickly becoming a significant trend,” said Dorothy Dowling, senior vice president of marketing for Best Western International.

  To ensure successful “combination” travel for you and your family, consider these tips:

  • Choose a family-friendly hotel with business services: You’ll have more money to spend on activities and attractions by staying at a hotel with services such as free high-speed Internet access, free breakfast, free roll-out beds and kids-stay-free programs.

  • Take advantage of loyalty programs: If you travel frequently on business, you could take advantage of these incentive clubs to qualify for free air miles and hotel room nights. Seasonal promotions also help travelers earn special rewards faster. For example, members of Best Western’s free Gold Crown Club International program who stay six nights at any Best Western hotel between June 4 and August 19 will receive a collectible Nickelodeon “The Fairly OddParents” Travel Card worth 50.

  • Don’t forget Fido: For many travelers, the biggest source of stress before going on any trip is figuring out what to do with the family pet. Many hotels today welcome pets, making it possible to keep the whole family together.

  • Find a hotel with a water park: With attendance at North American water parks increasing at a rate of 3 percent every year, some hotels offer this unique amenity on-site. The new Best Western Edgewater Resort & Water Park in Duluth, Minn., features an exploding volcano in a 35,000-square-foot facility, along with a 400-foot-long lazy river. Your kids will thank you.

  • Be flexible, relax and have fun! It’s important to recognize that schedules change, meetings may come up or the kids could get sick, so everyone needs to be flexible.

  Your next business trip could also be a minivacation with the family.

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• Five tips and tricks for using Word for business

  Jun 29th 2010

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  Most people don’t use all the features of their software. We tend to pinpoint the most helpful and stick with them.
  Here are five features in Microsoft Word that could save you time and money.
  Create and Design Your Company’s Letterhead, Templates and More
  Every business needs an official letterhead. You don’t have to buy it. If you know what you want you can create it in Word and save it as a template to

  use time after time.
  A letterhead doesn’t have to be complicated. It can be as simple as the company name, address and telephone number. Word provides lots of fonts,

  and you can change the size and style.
  You may want to add art. You can scan in your logo and use it. Or alternatively make use of Microsoft Office’s Clipart Gallery. There you’ll find

  thousands of royalty-free images available to users of www.microsoft.comindiasmallbusinessoffice2003.mspxMicrosoft Office.

  Microsoft also offers free templates for letters, labels and forms. They can be found in the Template Gallery.
  Send the Same Letter to Many People Without Addressing Each Separately
  Word’s Mail Merge makes it easy to send the same letter to lots of different people.
  It uses a list of names and addresses from a table. You can create the table in Word, Access (a Microsoft database program) or even Outlook. All are

  part of Microsoft Office .
  This works best with planning. You have many options; this example uses Excel but there are other ways to achieve the same thing.
  Start by writing your letter. The same letter goes to everyone; you can’t do much customisation. When you write it, leave space for the person’s

  address and the salutation.
  When setting up Excel , you need the person’s name and address. You’ll also need a salutation field. If Rocky Jones is one of the people receiving the

  letter, you might want the salutation to be Dear Rocky. If your relationship with Dr. Rocky Jones is more formal, the salutation might be Dear Dr. Jones. So

  the names in the Salutation column would be “Rocky” or “Dr. Jones.”
  Now open your letter. Go to Tools > Letters and Mailings > Mail Merge Wizard . Follow the instructions on screen. You can

  also make things easier by addressing envelopes and labels with Mail Merge.
  Add a Watermark to a Document so Everyone Knows it’s a Draft
  If you are circulating a proposal to your staff, you don’t want it mistaken for the finished product. A good way to avoid that is a watermark that says

  “Draft”.
  A watermark is clearly visible on the document but does not damage the legibility of the writing. You can use text or a picture, black and white or

  colour.
  To use a watermark, go to Format > Background > Printed Watermark . Make your selections and click OK. If you expect to

  use a watermark regularly, create a template (see above).
  Be careful not to go overboard. There’s a fine line between cool and irritating. If the watermark makes a document hard to read then people just won’t

  bother.
  Keep an Eye on Changes that People are Making to Documents
  When a document is returned to you, it can be difficult to see changes made by others. Word will highlight them so you can see what’s been altered.

  Here are the instructions for Word 2002 2003:
  First, open the newer Word document.
  Click Tools > Compare and Merge Documents .
  Browse to the original Word document.
  Click it once to highlight it.
  In the lower right corner, click the drop-down box and select “Merge Into Current Document.”
  For Word 97 and Word 2000:
  Click Tools .
  Go to Track Changes .
  Click Compare Document .
  Find the original Word document and click it once so it is highlighted.
  Click Open .
  Sometimes developing a document is so arduous that we lose sight of what we’re trying to do. Looking back at older versions can help.
  That’s easy to do in Word. Click File > Versions . Select “Automatically save a version on close.” Every time you close the

  document, that version will be saved.
  When you want to look at an old version, follow the same path. All of the versions will be listed in the box. The most recent will be on top. Highlight the

  version you want and click Open.
  You can turn off this “versioning” feature by clearing the check mark from “Automatically save a version on close.” Or, you can delete individual

  versions. Just highlight the ones you want to lose and click delete.

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• Five Simple Rules For Commercial Cleaners To Follow

  Jun 22nd 2010

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  You are a young contract cleaning company or just starting out and want to expand? So many cleaning firms are run as a one man band and do not want to employ cleaners so they are incapable of expansion. If you are reading this then you are not among that number and want to enlarge and expand your cleaning business. There are a few simple rules you must follow if you want to be successful in this and retain your contracts.

  1. Visit each site at least once per week. In order to ensure that the cleaning is taking place as you want it to. Vary the times and days of your visits.

  2. Maintain good communications with the client and respond rapidly to any requests or complaints.

  3. Maintain good relations with your staff. Your most valuable resource are your staff so treat them well and not just in monetary terms.

  4. Maintain all equipment used on a site in excellent working order. If a piece of equipment is not working efficiently then the cleaners no matter how hard they work are not going to be able to carry out the cleaning effectively and they will soon become disgruntled.

  5. Ensure that there are always adequate supplies of cleaning materials available for the cleaning staff on each site. If they have not got the materials then they cannot carry out the job effectively.

  These five points would seem to be common sense and indeed they are. However the larger you become and the more contracts you take on the more difficult it becomes to carry them out consistently. You are out there working away trying to attract in more business, attending to new customers, setting up new contracts and sometimes involved in crisis management. Under these normal pressures of work these basic principles can be pushed to the bottom of the to do list. A clean may be going along with no problems and under these circumstances it is quite easy to assume that all is well and does not require your attention. Then out of the blue it can come up to bite you! Consequently always give time to perform these five rules regardless of the other pressures on your time.

  Experience has shown that the larger the company becomes the more these five points become neglected. Very large companies often lose contracts simply because they neglected these five cardinal rules and you can step into their place and pick up these contracts. However you must always be on your guard that you do not fall into the same trap as you become bigger.

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• Fitness Franchise

  Jun 15th 2010

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  If you are looking for a franchise opportunity that will offer you a good earning potential, you may want to consider purchasing a fitness franchise. The current health obsessed climate makes a fitness franchise a good way to create a money-making business while helping people look and feel their best. There are a number of fitness franchise opportunities out there, and finding the right one can be a satisfying venture for your entrepreneurial spirit.

  One type of fitness franchise is to open a fitness center. There are a number of types of fitness centers available for your fitness franchise purchase. You can even get specific with your fitness center. There are fitness franchise opportunities that are fitness centers exclusively for men or women or even ones that cater more to the serious fitness guru. Some fitness centers offer only specific types of fitness like jazzercise.

  Another type of fitness franchise available is the weight loss center. Some weight loss centers function as both fitness centers and weight loss clinics. You will be able to use your fitness franchise to help people not only tone and exercise, but you will also be getting them on a better nutritional plan.

  The third type of fitness franchise involves being a seller of fitness equipment. This type of fitness franchise opportunity can be done through a retail setting or even online. There are a lot of fitness franchise opportunities where you can sell specific types of fitness equipment to used fitness equipment. There is a great demand for people to have access to fitness equipment at home, so finding a fitness franchise to sell equipment can be very lucrative.

  No matter what fitness franchise you choose, you still need to follow some basics of choosing and purchasing a fitness franchise. Remember that you will be responsible for all the aspects of your fitness franchise from sales, marketing, and human resources to customer service, operations, legal compliance, and accounting. The good thing is that most fitness franchise opportunities will at least offer you some basic guidelines for operations.

  Be prepared to fill out an application for your fitness franchise which will involve a credit and often a background check. If you pass the fitness franchise guidelines, you will probably receive the fitness franchises Uniform Franchise Offering Circular, or UFOC, which you should read over carefully. The UFOC will include important information like the franchise history, key principles, financial statements, litigations, franchise openings and closings, contacts, agreements, requirements, and more.

  Also, be aware that the success of your fitness franchise will be based upon a number of factors such as your territory, site location, and your commitment. Even though much of your success depends on you, it is nice to know that your fitness franchise has the support of the franchisor, so you have somewhere to turn for assistance.

  Still, if you are ready to branch out on your own and you have a desire to get into the health industry, a fitness franchise can be a lucrative business venture. Take advantage of the booming health industry by purchasing a fitness franchise that fits with what you like about fitness and health.

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• Finding a Direct Manufacturer

  Jun 8th 2010

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  Finding a Direct Manufacturer

  Buying supplies from a direct manufacturer will be greatly beneficial to your business. With a direct manufacturer, you know who exactly who is responsible for the quality of your wholesale products. Its also a given that youll get the best price when you buy from the factory.

  Direct Supplier

  There are thousands of online distributors and wholesalers that are claiming to be source manufacturers. Most so-called manufacturers are actually middle men who import or buy from the source manufacturers. These are still legitimate businesses; they only use the manufacturer label to make it seem like they are the best source for their kind of products. This is a technique they use to expand their consumer base.

  These distributors can give you favorable prices without requiring you to invest a lot in your inventory. These distributors are therefore a viable option if you dont have a lot of starting capital.

  However, if you do have capital, then it would be much better for your balance sheet if you were to buy directly from the manufacturers. For instance, if you are selling sarongs, jewelry, kaftans, and other fashion accessories online, it would be much better if you can find a factory-price supplier. This would reduce your overhead to more manageable levels. You can thus knock your retail prices down and thereby gain a competitive advantage in your industry.

  Considering the Product

  Aside from price and volume requirements, you need to consider the quality and craftsmanship of the items youre thinking of buying. For instance, if you are buying necklaces and other jewelry items, you have to check if youre getting genuine items. It wouldnt be good for your business reputation to be caught selling substandard or fake jewelry. Your customers are bound to complain and tell their friends about the low-quality jewelry that youre selling.

  It would also be much better for your business if you are able to offer not only quality but also variety. This is especially true in garments and jewelry retail. Peoples tastes in clothing, jewelry and fashion accessories are greatly eclectic and you want to be able to cater to all your customers varying preferences. Furthermore, if you have variety in your catalog, youd become the favorite merchant of online jewelry, clothing and fashion accessory shoppers.

  In a nutshell, if youre considering selling anything online, you have to find a direct manufacturer or a direct exporter of your products so you can be assured of low prices. Furthermore, you have to find a direct manufacturer that can give you quality products that would build your own credibility in the wholesale or retail business.

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• Finding a Call Center Job

  Jun 1st 2010

  By: admin

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  Call Centers have the capability to create a large number of jobs or employment opportunities. For this reason so many communities with soaring unemployment rates try to find call center companies in the vicinity and that is the reason offshore countries are approaching to expand and create their own call center unit or industry.

  The scope for finding a job in a call center is immense. However the nature of jobs may vary from hourly or agent jobs to stay at home jobs to salaried jobs like IT jobs, account management jobs, supervisory
  jobs and executive jobs.

  Before starting your career in a call center industry, the first and the foremost thing you should know is ‘how to find a call center job’. In order to find a call center job you need to consider the following the factors:

  Firstly, you should consider whether you are willing to change your base or you want to stick to your present location only.

  Secondly, you must try and figure out how much you can commute regularly?

  On the basis of these two (somewhat) prime factors, you may find out the cities or the location, where you would be comfortable to work. This is the initial stage in finding a call center job.

  Then you must try to figure out the main keyword that would represent the position in which you are qualified to be designated in the call center job. Eg: Trainee or manager or HR or agent or customer service etc, depending on the area you are interested in, to apply for.

  The third step in finding the call center job would include looking for call center jobs in your preferred area. You can take help of Job center career engines to find the suitable job for you but remember to register in it before starting to use it.

  In the fourth step of finding a call center job you can take help of the Internet and post your resume online or you can either fax or email your curriculum vitae to the concerned firms. You may post your resume here – http:www.callcenterleaders.com

  While finding a job in call center you must know the various types of call center jobs since the requirements of different call centers are different. Some of the common designations are as follows:

  Customer service executive

  Supervisor or team leader

  Training manager

  Training delivery

  Workforce scheduler

  Quality monitoring or quality assurance team member

  Business analyst (reporting and financials)

  Process specialist

  Human resource (hiring and recruiting)

  Information technology

  Call center manager or director

  Voice modulator

  Telecallers

  NOTE: If you possess the skills of Customer service, proper knowledge of communications like voice modulation, grammar, and verbalization, enunciation, pronunciation, listening, computer, writing, interpersonal (people skills), multi-tasking, variance management and telephone manners as well as ability to generate sales, then without much delay start finding a call center job.

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• Finder Fees Interview With Tyler G. Hicks

  May 25th 2010

  By: admin

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  Tyler G. Hicks, the president of International Wealth Success Inc., is the author of many wealth building publications, including the Financial Broker Finder Business Broker Business Consultant Kit. Here are some of his insights about finder fees.

  1. What does a finder do?

  A finder brings together a need and a source for an individual or company. For example, an oil company might require real estate (with a certain motor vehicle traffic volume) for the purpose of operating a service station. The finder locates this real estate for the oil company and earns a finder’s fee for this service.

  Another example is finding a suitable lender for a loan; this is the most common finder fee situation.

  2. How are finder fees calculated?

  The starting point is five percent of the amount of the find, whether it is for loans, property, et cetera. Of course, finder’s fees are negotiable and can sometimes be only two or three percent of some finds.

  3. Is finding better suited as a full-time or part-time business?

  Finder fees are more often a secondary, supplementary, on-the-side source of income earned in conjunction with some other main business.

  4. What businesses or situations are especially conducive to earning finder’s fees?

  The raising of money as well as the finding of real estate, rare minerals and unusual materials are good areas to earn finder fees.

  5. What are the best areas for earning finder’s fees for someone just starting out?

  Finder fees for the raising of money is the best area for beginning wealth builders. The need for money is universal.

  6. Where do you find finder fee opportunities?

  Read and advertise in such publications as International Wealth Success Newsletter, The New York Times, The Wall Street Journal, and other big city newspapers and business publications.

  7. What advice would you give someone who wants to start earning finder fees?

  Don’t take advance fees. Pick an area in which you want to work, by type of product or situation –not by geographic location. Start advertising your services.

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